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Free £250
Excess Protection
For a limited time, when you purchase your main driving instructor motor policy directly through BG Insurance, we are giving you £250 of Excess Protection cover absolutely free.
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How to Claim Your Free Excess Protection
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Request Your Instructor Quote
Start by getting a quote for your main ADI, PDI, or Driving School motor insurance policy with BG Insurance.
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Apply Your Promo
Quote promo code XS250, take out an eligible driving instructor insurance policy with us and receive £250 Excess Protect included for free.
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Buy & Drive with Confidence
Complete your motor policy purchase. Your free £250 protection is instantly active the moment your main policy begins.
*Terms & Conditions Apply
Claim Your Free £250Financial Shield
When you make a claim on your comprehensive instructor insurance, whether for a collision or a stolen vehicle, you must pay a policy excess before the insurer covers the rest.
This exclusive promo gives you a free £250 safety net. Once your main motor claim is settled, you can use this free cover to claim back up to £250 of that excess cost, ensuring a minor bump doesn't wipe out your weekly profits.
High-Risk Environments Where This Saves You Money
Busy Urban Test Routes
Teaching complex manoeuvres in congested UK city centres naturally increases the likelihood of minor scrapes and bumps.
On-Street Parking
Tuition vehicles left overnight on residential streets are prime targets for malicious vandalism and hit-and-run mirror damage.
Pupil-Error Collisions
Nervous learners can make unpredictable mistakes; this free promo ensures you aren't financially penalised for their errors.
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Why This Free Cover is Essential
Lock in your free £250 excess protection to shield your business finances.
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Zero Extra Cost
Get £250 of dedicated excess reimbursement cover instantly added to your policy at absolutely no extra charge.
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Fault & Non-Fault Cover
Claim back up to £250 whether you (or your pupil) were at fault, or if hit by an untraceable driver.
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Combined Excess Recovery
Use your free £250 limit to cover both your compulsory insurer excess and any voluntary excess.
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Vandalism & Theft
Reduces the financial sting if you need to claim for a stolen tuition vehicle, fire damage, or overnight malicious damage.
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Multiple Claims Allowed
You can make more than one claim during the year, up to your £250 maximum annual promotional limit.
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Seamless Integration
Automatically attached to your main BG Insurance motor policy with zero complex paperwork.
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What Your Free Promo Includes
- £250 maximum annual reimbursement limit (Free of charge)
- Cover for compulsory and voluntary excess amounts
- Valid for at-fault and non-fault motor claims
- Valid for fire, theft, and vandalism claims
Other Available Add-Ons
Breakdown Cover
Fast roadside recovery for tuition vehicles to rescue stranded instructors and learners. Learn more >
Guaranteed Hire Vehicle
Access to a dual-control replacement car to keep you teaching after an accident. Learn more >
Public Liability
Protect your finances up to £5m against off-road injury and property damage claims. Learn more >
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How the £250 PromoWorks in the Real World
Opting for a higher voluntary excess lowers your annual insurance premium, but increases your risk. If a pupil accidentally reverses into a wall during a mock test, your motor policy covers the expensive repair, but you might have to pay a £400 total excess first.
Because you claimed our promotional offer, you simply submit your receipt to us once the claim is settled, and we instantly reimburse £250 of that cost for free. You only end up £150 out of pocket, completely transforming your financial risk.
Common Scenarios Where You Save £250
Pupil-at-fault collisions during a live driving lesson
Hit-and-run damage while parked outside a student's house
Overnight theft or malicious vandalism to your dual-control vehicle
Accidental damage caused by the instructor during personal use
FAQs on theFree £250 Excess Promo
To receive the offer, quote promo code XS250 when getting your driving instructor insurance quote with BG Insurance and take out an eligible policy.