Courtesy Vehicle Cover
Add-On

Keep your driving school open and your pupils on the road after an accident. This optional Guaranteed Dual-Control Replacement Vehicle cover is available exclusively as an add-on when you purchase your main driving instructor motor policy through BG Insurance.

Dual-controls guaranteed
Manual & automatic options
A fleet of modern replacement tuition cars with learner plates parked in a row, representing guaranteed dual-control courtesy vehicles for driving instructors.
Keep TeachingReceive a fully modified, temporary tuition vehicle delivered directly to your UK address.

WE COMPARE QUOTES FROM LEADING UK INSURERS

What Does a GuaranteedHire Vehicle Policy Cover?

If your tuition car is involved in a collision, stolen, or severely damaged, standard motor insurance will usually only provide a basic, unmodified courtesy car while yours is in the garage. As a driving instructor, a standard hatchback is completely useless for teaching learners.

This specialist add-on guarantees that you will be supplied with a fully insured, dual-control modified tuition vehicle for an agreed period, allowing you to seamlessly continue your scheduled driving lessons.

Why Standard Courtesy Cars Fail Driving Instructors

No Dual Pedals

Standard courtesy vehicles lack the He-Man dual controls legally required to safely and confidently teach provisional licence holders.

Invalid Insurance Use

Basic courtesy cars provided by standard garages are completely uninsured for "hire and reward" professional driving tuition.

Cancelled DVSA Tests

You cannot take a standard courtesy car to a DVSA test centre for a pupil's practical exam, leading to lost test fees and severely frustrated learners.

A neat row of modern white cars parked in a lot, representing the fleet of replacement vehicles available through courtesy car cover.

Why Instructors Need a Dual-Control Replacement

Enhance your main motor policy with a safety net that keeps your lesson diary fully booked.

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Business Continuity

Prevent a temporary lack of a vehicle from turning into a permanent loss of scheduled pupils and weekly tuition income.

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Like-for-Like Transmission

Whether you teach in a manual, an automatic, or an electric vehicle (EV), we strive to match your replacement car to your specific teaching requirements.

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Fault & Non-Fault Accidents

Access to a replacement dual-control vehicle regardless of whether the accident was caused by your pupil, yourself, or a third party.

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Direct-to-Door Delivery

Your temporary tuition vehicle is delivered directly to your home address or driving school premises anywhere in mainland UK.

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Fire & Theft Cover

Guarantees a replacement vehicle not just for road traffic collisions, but also if your car is stolen overnight or suffers severe fire damage.

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Seamless Integration

Added directly to your main BG Insurance motor policy for one single premium payment and a unified annual renewal date.

Add a Replacement Tuition Vehicle to Your Quote

Don't let an accident force you to cancel lessons and lose your tuition income. Add a guaranteed dual-control replacement vehicle to stay on the road.

Add To My Policy
What Your Hire Vehicle Add-On Includes

What Your Hire Vehicle Add-On Includes

  • Guaranteed dual-control modified replacement car
  • Delivery and collection to/from your UK address
  • Cover for fault, non-fault, fire, and theft claims
  • Match for manual and automatic transmissions (subject to availability)
  • Cover period typically up to 14 or 21 days (depending on policy limits)
  • Vehicle fully insured for professional driving tuition

Other Available Add-Ons

Legal Expenses Cover

Expert legal support to help recover uninsured losses and lost lesson income after a collision. Learn more >

Breakdown Cover

Fast roadside recovery for tuition vehicles to rescue stranded instructors and learners before a repair is needed. Learn more >

Public Liability Insurance

Protection against off-road third-party injury or property damage claims.

Learn more >

A driving instructor holding a clipboard and pointing the way for a smiling learner driver, demonstrating how courtesy vehicle cover keeps you working.

Salvaging Your Lesson DiaryAfter a Crash

The true cost of an accident isn't just the damage to your bumper, it is the sheer panic of having to call twenty different pupils to cancel their weekly lessons. If your tuition car is rear-ended on a Tuesday, and you have a pupil booked for their official DVSA practical test on a Thursday, a standard repair schedule will ruin their chances.

This add-on is purely designed for speed and logistics, dropping a fully legal, modified teaching car onto your driveway so you can honour your commitments.

Logistical Crises Avoided

Preventing mass cancellations of pre-paid intensive driving courses.

Ensuring pupils do not miss their heavily delayed DVSA practical test slots.

Maintaining your driving school franchise commitments while your primary leased vehicle is undergoing major structural repairs.

Avoiding the reputational damage of letting down anxious learners right before their exams.

Adding a Hire Vehicle to Your Motor Policy

a laptop and phone screen showing a quote form for driving instructor insurance
1

Request Your Instructor Quote

Start by getting a quote for your main ADI, PDI, or Driving School motor insurance policy with BG Insurance.

driving instructor insurance expert comparing quotes
2

Select Replacement Vehicle Cover

During the quote process, choose Guaranteed Hire Vehicle as an optional extra to protect your operational capability.

Happy driving instructor in the car with his pupil after saving money on his insurance
3

Pay One Unified Premium

Your replacement vehicle guarantee is seamlessly integrated into your main motor policy, giving you a single payment structure and renewal date.

FAQs onDual-Control Replacement Vehicles

Quick answers to common questions about Dual-Control Replacement Vehicles.

The duration depends on the specific policy limit you select when purchasing the add-on, but it typically covers you for up to 14 or 21 days while your own tuition vehicle is being repaired or until a total loss settlement is reached.