Courtesy Vehicle Cover
Add-On
Keep your driving school open and your pupils on the road after an accident. This optional Guaranteed Dual-Control Replacement Vehicle cover is available exclusively as an add-on when you purchase your main driving instructor motor policy through BG Insurance.
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WE COMPARE QUOTES FROM LEADING UK INSURERS
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What Does a GuaranteedHire Vehicle Policy Cover?
If your tuition car is involved in a collision, stolen, or severely damaged, standard motor insurance will usually only provide a basic, unmodified courtesy car while yours is in the garage. As a driving instructor, a standard hatchback is completely useless for teaching learners.
This specialist add-on guarantees that you will be supplied with a fully insured, dual-control modified tuition vehicle for an agreed period, allowing you to seamlessly continue your scheduled driving lessons.
Why Standard Courtesy Cars Fail Driving Instructors
No Dual Pedals
Standard courtesy vehicles lack the He-Man dual controls legally required to safely and confidently teach provisional licence holders.
Invalid Insurance Use
Basic courtesy cars provided by standard garages are completely uninsured for "hire and reward" professional driving tuition.
Cancelled DVSA Tests
You cannot take a standard courtesy car to a DVSA test centre for a pupil's practical exam, leading to lost test fees and severely frustrated learners.
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Why Instructors Need a Dual-Control Replacement
Enhance your main motor policy with a safety net that keeps your lesson diary fully booked.
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Business Continuity
Prevent a temporary lack of a vehicle from turning into a permanent loss of scheduled pupils and weekly tuition income.
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Like-for-Like Transmission
Whether you teach in a manual, an automatic, or an electric vehicle (EV), we strive to match your replacement car to your specific teaching requirements.
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Fault & Non-Fault Accidents
Access to a replacement dual-control vehicle regardless of whether the accident was caused by your pupil, yourself, or a third party.
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Direct-to-Door Delivery
Your temporary tuition vehicle is delivered directly to your home address or driving school premises anywhere in mainland UK.
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Fire & Theft Cover
Guarantees a replacement vehicle not just for road traffic collisions, but also if your car is stolen overnight or suffers severe fire damage.
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Seamless Integration
Added directly to your main BG Insurance motor policy for one single premium payment and a unified annual renewal date.
Add a Replacement Tuition Vehicle to Your Quote
Don't let an accident force you to cancel lessons and lose your tuition income. Add a guaranteed dual-control replacement vehicle to stay on the road.
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What Your Hire Vehicle Add-On Includes
- Guaranteed dual-control modified replacement car
- Delivery and collection to/from your UK address
- Cover for fault, non-fault, fire, and theft claims
- Match for manual and automatic transmissions (subject to availability)
- Cover period typically up to 14 or 21 days (depending on policy limits)
- Vehicle fully insured for professional driving tuition
Other Available Add-Ons
Legal Expenses Cover
Expert legal support to help recover uninsured losses and lost lesson income after a collision. Learn more >
Breakdown Cover
Fast roadside recovery for tuition vehicles to rescue stranded instructors and learners before a repair is needed. Learn more >
Public Liability Insurance
Protection against off-road third-party injury or property damage claims.
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Salvaging Your Lesson DiaryAfter a Crash
The true cost of an accident isn't just the damage to your bumper, it is the sheer panic of having to call twenty different pupils to cancel their weekly lessons. If your tuition car is rear-ended on a Tuesday, and you have a pupil booked for their official DVSA practical test on a Thursday, a standard repair schedule will ruin their chances.
This add-on is purely designed for speed and logistics, dropping a fully legal, modified teaching car onto your driveway so you can honour your commitments.
Logistical Crises Avoided
Preventing mass cancellations of pre-paid intensive driving courses.
Ensuring pupils do not miss their heavily delayed DVSA practical test slots.
Maintaining your driving school franchise commitments while your primary leased vehicle is undergoing major structural repairs.
Avoiding the reputational damage of letting down anxious learners right before their exams.
Adding a Hire Vehicle to Your Motor Policy
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Request Your Instructor Quote
Start by getting a quote for your main ADI, PDI, or Driving School motor insurance policy with BG Insurance.
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Select Replacement Vehicle Cover
During the quote process, choose Guaranteed Hire Vehicle as an optional extra to protect your operational capability.
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Pay One Unified Premium
Your replacement vehicle guarantee is seamlessly integrated into your main motor policy, giving you a single payment structure and renewal date.
FAQs onDual-Control Replacement Vehicles
Quick answers to common questions about Dual-Control Replacement Vehicles.
The duration depends on the specific policy limit you select when purchasing the add-on, but it typically covers you for up to 14 or 21 days while your own tuition vehicle is being repaired or until a total loss settlement is reached.
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